HOME MORTGAGES. Bank of Cleveland happens to be money that is lending houses in Bradley County for more than twenty years.

HOME MORTGAGES. Bank of Cleveland happens to be money that is lending houses in Bradley County for more than twenty years.

Our experienced loan providers have the information and expertise to get the loan that is right you.

  • Mainstream Mortgages
  • FHA-VA-RD-THDA Loans
  • Very First Time Homebuyers
  • Refinance
  • Jumbo Loans
  • Adjustable & Fixed Speed Loans
    • Fixed price mortgages can sometimes include balloon loans for period of 3 to 5 years upon that your last payment will increase to pay the balance off of the mortgage.

Our Originators

Breanna Isham, NMLS# 1612425

Joe Collins, NMLS# 1313532

Tammy Personal, NMLS# 641503

Traci Hamilton, NMLS# 641500

* To confirm a NMLS# just click here

Our Dedication To You. Information We Might Require

To constantly work when you look at the most readily useful interest of this customer.

To take care of other people once we wish to be treated.

To supply superior solution each time to each and every customer.

To operate because quickly and effectively as you are able to without compromise to precision.

To adhere to any and all sorts of laws and regulations related to home loan lending, correctly.

Social Protection Quantity

Present and addresses that are previous the last couple of years.

Email address for landlord or home loan business.

24 months work history.

Banking account figures and balances.

Many bank that is recent.

Many investment that is recent (401K, etc. )

Individual assets and value that is total.

Directory of debts with title, target, account quantity, minimal payment that is monthly stability.

If relevant, we possibly may additionally require breakup decree, kid help receipts for previous 12 months, content of bankruptcy documents with description and description of every work gaps in the last 2 yrs. There can also be additional documents needed for people who are self-employed.

The Procedure

There are lots of kinds of home mortgages, but the process that is basic the exact same:

Prequalify-determination associated with the optimum loan and most useful loan kind for you personally.

House Hunt-consult your regional realtor to exhibit you available properties in your budget range.

Application Process-info from your own application shall be validated, assessment ordered, etc.

Underwriting-ultimately authorizes approval regarding the loan and clears for closing.

Closing- all ongoing events will soon be planned to shut. Closing will need around an hour.

Essential Variables

There are lots of factors which will determine your loan ultimately item and rate regarding the loan:

Earnings- many recent income tax return & most present pay stub will soon be required.

Debt-your debt that is total month-to-month financial obligation solution are going to be required.

Credit Score- your credit score shall be accessed.

Cost Savings- stability of cost savings (typically includes your advance payment)

Employment History- your work history will be confirmed within the application procedure.

Appraisal of Home- this may determine the well worth or worth associated with house these days.

Cost of Home- The acquisition cost.

Home Loans

A house you can easily phone your personal.

Now feasible with Citi mortgage loans with interest levels beginning at 8.20%*p.a.

Revolutionary mortgage solutions for the life’s changing needs

At Citibank, we realize that you may need different sorts of home loan services and products at various phases of life. Home financing loan goes a long distance in funding your aspirations.

Our mortgage items are full of features which will complement both your way of life and monetary goals. Whether you taking a look at purchasing a fresh household, renovating your current home, purchasing home or moving your current loan, Citibank presents for you the widest array of home loan solutions with different home loan prices to help make your ideal house a real possibility.


We, at Citibank, recognize that at different life phases, you’ll need different types of mortgage loan items and features to fit both your way of life and goals that are financial. Whether you taking a look at purchasing an innovative new home, renovating your current house, buying home or moving your current loan, Citibank presents for you the widest array of home loan methods to make your fantasy house a real possibility.

Require A New House

Whether you’re a home that is first-time, purchasing your perfect house or changing houses – we possess the best mortgage loan providing to suit your requirements.

  • Buy of under construction home
  • Buy of prepared property
  • Home Loan for NRIs

Have to Move Your Existing Loan

Move your high expense loan to Citibank and minimize your installment that is monthly burden. You may also avail improvement on your own loan for extra requirements.

  • Move your high expense loans
  • Avail enhancement for almost any individual, company or need that is professional
  • Combine the debt

Need financing Against Property

Citibank lets you leverage your domestic or property that is commercial value to avail that loan to your requirements whatever they might be:

  • Company expansion
  • Repayment of other loans
  • Buy of commercial property
  • Virtually any personal, company or need that is professional

Helpful Hyper Hyper Hyper Links


*Terms and conditions use. All loans have reached the single discernment of Citibank N.A. Citibank reserves the best to ask for just about any extra papers from the applicant. Citibank reserves the proper, whenever, with previous notice to incorporate / alter / modify / modification or differ some of the stipulations or even change them, wholly or in component. Click on this link for most terms that are important conditions. Please relate to our Schedule of Charges.

Home loans can be found just in Delhi-NCR, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Jaipur, Coimbatore, Ahmedabad, Chandigarh & Kolkata.

Citibank Asia will not promote any service or product to people resident within the European Union, European Economic region, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and also the Isle of guy. This website just isn’t, and really should never be construed because, an offer, solicitation or invitation to purchase or offer some of the products mentioned herein to people resident when you look at the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican therefore the Isle of Man.

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